From 2012 to 2017, around 540,000 transactions were realized on the real estate market in Croatia, with the sale of real estate as the most common transaction from 2012 to 2017. In terms of apartment prices, Croatia is divided into three geographic areas: the Adriatic, the continental part, and the city of Zagreb. In the real estate market in 2019, around 112,000 transactions were realized, which, when compared with 2018, represents a growth of 6.5%. The real estate market in Croatia is regulated by four basic laws and two ordinances. The Law on Ownership and Other Real Rights. Croatia faces a number of challenges when it comes to the real estate market. Transaction costs are essential, and these costs affect the real estate market and slow down mobility, which, in turn, affect the efficiency of the economy as a whole.