The Swedish real estate market for homes is constituted of three main forms: rental, ownership, and tenant-ownership. There are differences in the process, although the people would claim that most private persons do not fully recognize these differences and their implications on their purchase or ownership of the home. The Swedish conveyance process differs from most others, as it does not include any pre-contract phase; however, the LC demands a written contract to have a binding sale. In light of the foregoing, the typical conveyancing process takes the following form. To summarize, the Swedish conveyance process for both real estate and tenant-ownership is arguably simple. The ownership is conveyed with a sales contract, or, where it is agreed that a deed of sale shall be signed at the day of possession, upon the signing of the deed.

The first important difference between real estate markets and the perfect competition theory is that the real estate market can be divided into a number of sectors: office, retail, industrial, and residential. This chapter outlines how the specific characteristics of the real estate market set the overall rules governing the market. It concludes with a conceptual model of how the conveyance process has different stages. First, a review of different legal systems will be presented. Second, a short exposition of the specific characteristics of the real estate market will be given. Third, and last, the conceptual model of conveyances on the housing market will be outlined and presented. Different legal systems have different prerequisites to confirm it as legally valid. After taking the property in possession and the purchase has been registered, the transaction can still be associated with costs.

There is also the issue of how and to whom fees are paid. For instance, there are more bank fees in Croatia, whereas in Sweden more of the fees are paid to the state. On the other hand, Croatia is one of the few countries where no capital gains tax is levied on real estate conveyances, whereas Sweden has a capital gains tax of 22 per cent – a tax that may hamper movement from one region to another with differences in property prices. Overall, however, with the exception of the capital gains tax for the seller, it is clear that the Swedish transaction process carries lower and more predicable costs than its Croatian counterpart.

The country fiche provides information on key issues regarding consumer protection on the real estate and housing market, as regards Sweden, as part of the European Commission Report "Consumer market study on the functioning of real estate services for consumers in the European Union- Final Report"